Vacant property insurance made simple.
Hoot’s got your back when the building’s empty. Fast quotes, flexible terms, and proof of insurance in minutes so your investment stays protected while it waits for what’s next. Enter your ZIP to get started below.
Empty doesn’t mean unprotected.
Whether your property is between tenants, mid-renovation, or listed for sale, accidents and damage can happen anytime. VacantGuard keeps your property protected against vandalism, theft, fire, and liability. All while you wait for the next step. Get fast quotes, flexible monthly coverage, and proof of insurance instantly.
Insurance for your vacant home, building, or land.
Even when unoccupied, properties face unique risks from trespassers and burst pipes to storms and vandalism. VacantGuard fills the gap most standard homeowners or commercial policies won’t cover.
- Fire, lightning, windstorm, hail, and vandalism
- Theft and malicious mischief
- General liability for premises exposure
- Optional renovation and construction coverage
- Same-day certificates available
45%
of property claims happen in vacant buildings
24h
Typical Policy Issuance
$12K+
Average fire claim in vacant homes
3-12mo
Flexible Coverage Terms
Get a free instant quote today.
Payment options are available.
Protect the Property. Protect the Investment.
Affordable insurance for vacant homes, rental properties, and buildings in transition. Get coverage for fire, theft, vandalism, and liability in minutes.